Complaints procedure

A complaint is defined as a spoken or written expression of your dissatisfaction with the products or services that the Company offers. If you believe these have led to, or may lead to, monetary loss, considerable distress, or significant inconvenience, then your voiced dissatisfaction is considered a complaint.

To register a complaint and seek assistance, follow these easy steps:

1. Locate the live chat widget on our website or app at the bottom right corner of the screen.

2. Click the widget to open the chat window.

3. Once you’re shown options to select from, choose “Complaints”. You can also type "complaint".

4. Respond to the questions that appear on your screen.

When making a complaint, make sure to include your full name, account number, a clear description of the problem, important dates, and any proof or documents that support your complaint. The more specific and detailed your complaint, the better our team can help you.

After you send your complaint through live chat, our team will review the information you provided. You'll get a response to your complaint or updates on its status via email.

If you're not satisfied with the answer you get from our customer support team, you can make a formal complaint by contacting our compliance team at [email protected]. They will review your complaint independently to see if we treated you fairly within our rights and our contractual obligations to you. For more details, log in to your account and check our complaints policy. It explains the steps you can take for further help.

No. Regulators will not accept your complaint unless you first give us a chance to investigate your complaint and give you a response within the timeframes specified in our complaints policy.

If you are not satisfied with the outcome, you can escalate your complaint, provided that the complaints policy associated with your account states that escalation is possible.